FAQs

Imagine losing your house to a fire or storm without any home insurance. The financial burden and stress you would experience would be life-altering. With home insurance, you’ll receive financial aid for any losses due to theft, fire, wind damage and much more. Having home insurance also gives you liability coverage, which protects the homeowner from legal and financial liability should a person get injured on your property. Depending on your insurance plan, it can also protect your detached structures such as your garage, shed and fences.

Home insurance does more than protect the home itself. You should have enough insurance coverage to protect all your belongings, including your clothes, furniture, electronics, jewelry, and other valuables.

Turn off your electricity, shut off the water source and locate the source of the flooding. Contact us so we can immediately begin filing your claim.

Check your home’s smoke detectors including the batteries. Be sure to clear your home’s surroundings of debris and combustible materials.

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Auto insurance in Ontario is required by law. Having auto insurance will ensure you are protected in the event of damage due to an accident or fire. You’ll also be protected from losses due to burglary or theft, strikes, riots or terrorism. 

Keep building up your driving experience and maintain a clean driving record. Combine your home and auto insurance with the same insurance company.

If you get into an accident, stay calm. Check for injuries and any damage. When it’s safe to do so, pull over to the side of the road and turn on your hazard lights. Call 911 to report the incident. Exchange contact information with any witnesses. Record any details of the accident for your records (including weather conditions, the actions of each car etc.) Contact us so we can begin filing your claim.

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Life insurance is a way to ensure that your family and dependents aren’t burdened with financial hardship after you pass away. Life insurance can be used to pay for a funeral, pay off debt, and help your family maintain their standard of living when you are no longer there to support them. 

With life insurance, a large group of people pay into a fund to minimize costs for those who suffer an unexpected event. Contact us or call us at (416) 223-9000 to learn more. 

This varies from person to person and will depend on your individual needs. Factors like your financial needs, responsibilities and your future goals will play a part in determining the best plan for you. 

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This type of insurance protects businesses from any losses they may experience during the normal course of business.

Regardless of the line of business you’re in, business insurance is necessary to protect you in cases of legal liability, property damage and employee-related risks.

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A group benefits plan helps employees take care of medical costs that may not be covered by provincial health care plans. This can include prescription drugs, dental, hospital, vision, paramedical and ambulance services.

A group benefits plan can give your employees coverage at a lower price than most personal plans, can help reduce financial stress, and keep your employees and their families healthy. 

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Most prescription drug, dental, extended healthcare and vision claims can be processed instantly at your health care provider’s office with your insurance information.

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